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Writer's pictureNoriaki Nagayama

Ancient rules might still work

Updated: Oct 15, 2021

Old Golden rules for the financial world owing your asset in physical gold. It better be physical and kept in the basement because of the US dollar devaluation.

Owning 10% of you in gold is still a smart way to protect.


Most people devote more time and effort to grocery shopping than to insurance. That's unfortunate because you probably spend more money insuring your family than you do feeding them. Here's what you need to know about insurance, how to organize it, and how to save money on it. Managing one's finances does not have to be tedious. It's not rocket science, and you don't have to be a financial expert to do it. Only a small amount of dedication is required. Making the decision to conserve money is the first step toward effective money management. Saving money can be a very effective method for achieving financial independence (White, 2009).


Old Golden rules for the financial world

Global Investors’ CEO and Chief Investment Officer Frank Holmes recommends a 10% gold allocation in the portfolio, with 5% in physical gold bars, coins, and jewelry and the remaining 5% in gold equities such as stocks, mutual funds, and ETFs. Because of the fiscal boost provided by tax reform last year, the tariffs or trade war can do what it is doing in the short run. Just make sure that you’re balanced. A big part is to make sure you have income, short-term monies, short-term government bond funds to just make sure your overall portfolio is balanced. Not everyone jumps at the top and feels they’ve got FOMO(fear of missing out). This expression, fear of missing out, was a big issue for Millennials. You get enough insurance to ensure that you never lose a dime, you may end up paying so much that you won't have any (Sasaki et al., 2019). Credit life insurance is a sort of debt-related insurance. If you die, it will, for example, pay off your mortgage, vehicle loan, or credit card. Term life insurance is usually less expensive and more comprehensive than whole life insurance. Take one of your current insurance plans out of the drawer and jot down the important details: what's covered, deductibles, phone numbers, policy due dates, and so on (Hénaff, 2019).


Frank Holmes suggested if we get something economic, say, the economy slowing down dramatically then rates start coming off, that will take the dollar down and gold prices will surge. I thought it was interesting with Turkey with all of its poor policies and religious-based social policies over economic policies, that they’ve had to sell gold. From gold mining and global resources to digital currencies and emerging markets. Tune in weekly for updates on these key financial markets. Having all of this data in one place will not only offer you a clear image of the big picture, but it will also make the comparison of the gold attribute (Martin & Pear, 2019).


References

Hénaff, M. (2019). Ricoeur: Reciprocity and Mutuality—From the Golden Rule to Agape The Philosophers' Gift (pp. 124-147): Fordham University Press.

Martin, G., & Pear, J. (2019). Behavior modification: What it is and how to do it: Routledge.

Sasaki, K., Davies, J., Doldán, N. G., Arao, S., Ferdousi, F., Szele, F. G., et al. (2019). 3, 4, 5-Tricaffeoylquinic acid induces adult neurogenesis and improves deficit of learning and memory in aging model senescence-accelerated prone 8 mice. Aging (Albany NY), 11(2), 401.

White, D. (2009). Gold, the Golden Rule, and Government: Civil Society and the End of the State. Libertarian Papers, 1, 1.


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