Richard and Isabel immigrated to this country as soon as they both turned eighteen years old. They like to say they got married with so much love in their hearts that they would never need anything else in their lives. Life, however, is even more unpredictable than love. A year later they got a daughter. Five years later they had transformed into an adorable couple of overprotective parents. The world was a big and scary place, and threats were waiting in every corner for their little innocent baby. They became very careful, they worked a lot to always have enough money, but they couldn’t shake off the feeling that something was off.
There was something missing. Their small family wasn’t as protected as they wished they could be. The answer seemed obvious, insurance. Life insurance. But everyone that suggested that didn’t know all the struggles of their family. They were a couple of immigrants, they had obstacles in their paths that most people wouldn’t even understand. There was a lot to consider, it would be a huge commitment, it would be a lot of money. It would take them five years more. When their little princess turned ten years old, the parents had to face the reality that she was growing up. She was growing fast, and she deserved to have a bright and easier future than her parents. She deserved safety, protection, and insurance that even if the worst were to happen, her life wouldn’t be over.
Weeks of extensive research followed. Richard and Isabel nearly became insurance experts while trying to pick the best option for their unique family. Eventually, and much to their surprise, the answer came with the realization that they weren’t so unique at all. Special, yes. As we all are. But there are hundreds of families of immigrants out there. They all share challenging pasts, ambitions, and fears of the future. When meeting other people that shared the same concerns as them, Richard and Isabel found answers. It wasn’t about businessmen, it wasn’t about good publicity. It was about people that shared the same values, experiences, worries, and goals.
The family settled for cash value life insurance. In the end, it wasn’t such a difficult choice. Life insurance which has “Cash Value” has many benefits, and all of them apply to a family just like theirs. Life insurance was a big commitment, and this one was a bit more expensive than expected, but it fit perfectly, it was worth it. The cash value was a big comfort, and a bit of a relief. It was a reassurance to know the insurance genuinely had their backs in case of an emergency. They could look after their family while still alive, and they could promise their daughter a safe future.
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